PAYMENT AND FINANCE OPTIONS
Paying for your surgery
Our Practice accepts: direct deposits and bank transfers, credit card payments (Mastercard or Visa), bank cheques, cash and buy now pay later products.
- A deposit of $1000 is required to secure your surgery date.
- Full payment for your surgery needs to be made at least 2 weeks prior to your scheduled surgery.
Payment Plan and Finance Overview
Payment before your Surgery
Surgery Savings Plans
A special purpose savings fund may be a good option for patients who want to save up the funds to pay for their surgery before having their operation.
To save on mortgage interest, you can also choose to pay your mortgage ‘down’ in advance; then redraw funds from your early payments when you’re ready to have your surgery.
Payment after your Surgery
Payment Plans, Credit & Finance
Quality Plastic Surgery can be costly. Our Plastic Surgeons don’t cut corners when it comes to patient safety and we strive to provide optimal results.
There are a number of reputable external independent finance companies that may be able to help some surgery patients who do not have the money to pay for their surgery up-front.
FUNDING YOUR SURGERY
Five ways to fund your plastic surgery
1. Start a Special Purpose Savings Fund
A range of special-purpose savings accounts are available, including ING, Bankwest, ME Bank, St George, HSBC, Bank of Melbourne & Rabobank. Visit Finder to compare interest rates and use a savings calculator to find the best savings accounts.
2. Use an Interest-Free or Low-Interest Credit Card
Some banks offer ‘Interest-Free’ periods or ‘Low-Interest rate’ credit cards as an alternative to medical finance firms. Visit Credit Card Finder to review credit card rates and conditions.
3. Reduce your Home Loan Interest by using your Mortgage to Save Up
Save on home loan interest by paying down your home mortgage and then redrawing funds from your early payments when you’re ready to have your surgery.
4. Withdrawing from your Super Fund to pay for Surgery
By applying through a special government process, Superannuation Funds can sometimes be accessed early to pay for life-changing surgery. This is likely to apply to Abdominoplasty (Tummy Tuck), Breast Reduction, Body Contouring or Skin Reduction after significant weight loss or Bariatric Surgery, Rhinoplasty (Nose Surgery) & Eyelid Surgery. The Australian Tax Office (ATO) will assess Early Super Fund Access applications for medical procedures that treat life-threatening illnesses or chronic pain. The final decision, however, will be made by your Super Fund. Find out more by visiting the ATO website:
5. Medical Finance Companies for Plastic Surgery
If Finance Companies are suitable options for you, there are a number of independent, external FINANCE companies that offer payment plans to suit all types of applicants (examples below). Google medical loans and finance for more information.
Here are some examples that you may find helpful.
Our Practice is NOT a credit provider. We do NOT receive any rebates or commissions from ANY credit suppliers. All finance and credit providers are independent, external companies. We provide NO financial advice. You will need to consider your own financial circumstances when deciding if finance is suitable for you.